Tisini is a platform designed to rewire capital access in Africa by banking the behaviour of the 90% of SMEs that drive the economy.
About tisini
Behavioural Financial Intelligence
Predictive behavioural modelling for real-world ‘financial’ behaviour
AI-Powered Transparency
Real-time credit insights through finance-trained AI
Regulated Disintermediation
Tokenised marketplace connecting capital to borrowers within licensed frameworks.
1. Meets SMEs where they are—through everyday digital payments.
2. Transforms payment data into intelligence via our agentic model, Pia.
3. Creates transparent, investable credit through tokenisation.
Meet Pia - your Intelligent Business Co-Pilot
Pia, is an agentic AI for enterprise in Africa. It analyses payment flows to understand each SME in real time—helping them operate smarter and unlock new opportunities.
Gamified tracking
Good habits incentives
Innovative business metrics
Real-time feedback
What tisini Makes Possible
This is some tisini is possible because payment flows capture the true behaviour and reliability of SMEs
Financial Institutions
Predictive behavioural modelling for real-world ‘financial’ behaviour
SMEs & Individuals
Access to innovative business metrics from consistent financial behaviour—not legacy scores
Investment Decisions
Tokenised marketplace connecting capital to borrowers within licensed frameworks
Tokenised capital flow
Tisini bridges global capital and everyday borrowers through a regulated, intelligent, and direct financial flow—built for Africa’s real-world conditions.
Where Intelligent Systems Meet Practical Finance
90%
Financially Included
$200B
Capital Unlocked
100%
Regulatory Compliance
Next-Generation Finance, Built for Africa Fast, Transparent, and Behaviour-Driven
Founders
David Bikhado Ofungi
Co-founder & CEO
Thomas Einhorn
Co-founder & CIO
Partners
Payment & Tokenisation Infrastructure
Innovation Sandbox Partner
Strategic Communications & Ecosystem Partner
Launching in early 2026
Available Q1 2026
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